Central Coast Smiles - Guy A. Jones DDS

Financial Options

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(805) 489-7645
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Financing Options

Payment is expected at the time services are performed. We accept cash, checks, Visa, MasterCard, American Express and Discover. When extensive dental care is necessary or when dental insurance is involved, financial arrangements can be made with our office manager. Please inquire about our financing plans. Our primary concern is your dentistry. Nonetheless, we will be sensitive to your financial circumstances within the framework of sound business practices.

A Word About Dental Insurance

Our accounting department will prepare all of the necessary forms for this important benefit. However, we remind you that your policy is an agreement between you and your insurance company, not between your insurance company and our office. We can make no guarantee of any estimated coverage, but we’ll do our best to see that you receive your maximum benefits. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. If you would like to know what your expected coverage will be, we will submit a pre-treatment estimate. Your insurer will generally send a detailed response within 4-6 weeks.

Cosmetic Dentistry And Insurance

Cosmetic dental procedures are generally not covered by most dental insurance policies; however, partial benefits are often available if the teeth are broken or have previous dental fillings, bonding, or crowns. Also, most insurance companies will pay approximately 80% of the cost for silver fillings on posterior (molar and bicuspid) teeth. If a more expensive porcelain or tooth colored filling material is used, the insurance company may still pay their percentage based on the cost of the less expensive silver filling.

Care  Credit

As a service to our patients, we are pleased to offer the CareCredit card, the nation’s leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments.

Click here for more details.

Cancellation Policy

If you cannot keep an appointment, please inform us at least 24 hours in advance. If we are not notified of your change of plans, then we must regrettably, charge your account.

Care Credit FinancingPreventative, Restorative, and Cosmetic Dental treatment is an excellent investment in an individual’s health and well being. Our practice believes that finances should not be an obstacle to obtaining the healthy smile you deserve. We realize that every patient has different needs, that is why we provide several payment options.

As a service to our patients, we are pleased to offer the CareCredit card, the nation’s leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments.

CareCredit offers a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 and up, CareCredit offers 24, 36, 48, & 60 month plan options with low monthly payments available.

CareCredit can be used by the whole family for ongoing treatment without having to reapply. And by using CareCredit for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you’ll receive an online decision in seconds!

Apply now or see our staff for more details.

If you prefer, you may also apply over the phone by calling (800) 677-0718

For more information on CareCredit visit their website by clicking here.
Apply for credit care